Insurance

RAC van insurance assumptions

To save you time we base your quote on some assumptions, please confirm you meet these criteria

• You are a UK resident, the registered owner of the vehicle, and the main driver.
• Your van is registered and kept in Great Britain, Isle of Man, or Channel Isles only.
• Your van is kept at your home postcode overnight.
• You and your drivers are under 75 years of age.
• You and your drivers have advised the DVLA of any notifiable illness or disability and they have agreed to the issue of a license.
• You and your drivers must hold a current, valid, full or provisional UK driving license.
• No driver has had more than 1 loss or claim in the last 4 years
• You or your drivers do not have more than 1 motoring conviction each (including fixed penalties) in the last 5 years, or have been disqualified from driving in the past 5 years.
• No driver has had any criminal convictions, been previously refused insurance or had any terms imposed.
• No driver has had any criminal convictions, been previously refused insurance or had any terms imposed.
• No driver of the vehicle will require business use in relation to a driving occupation e.g. Taxi driver, courier, motor trader etc.
• No driver of the vehicle is a professional sports person, actor, actress, model, circus/fairground worker or TV/radio presenter.
• Your van is not valued at more than £50,000, has been modified and was not registered before 1960.
• No driver of the vehicle is a professional driver. RAC Direct Insurance considers a professional driver as somebody who is a taxi driver, chauffeur, driving instructor, fast-food driver, courier or in the motor trade.